Business Debit & Credit Cards
Empower your company with financial control and convenience through our Business Debit and Credit Cards. From daily operational purchases to larger transactions, our cards provide flexibility, security, and global acceptance—perfect for managing business spending efficiently.
Business Debit Card Features
- Instant access to your business current account funds
- Free domestic transactions and ATM withdrawals
- Accepted worldwide wherever Visa/Mastercard is supported
- Real-time expense tracking via online and mobile banking
- Contactless payments and virtual card availability
- Set spending limits for employee cards
Business Credit Card Features
- Flexible credit limits tailored to your business profile
- Up to 45 days interest-free on purchases
- Reward points on eligible spending
- Detailed monthly statements for expense reporting
- Travel insurance and purchase protection on selected tiers
- Manage multiple users under one account with sub-card access
Compare Business Debit vs Credit Cards
| Feature | Business Debit Card | Business Credit Card |
|---|---|---|
| Spending Limit | Balance-based | Credit limit |
| Interest-Free Period | No | Up to 45 days |
| Cash Withdrawals | Free (UK ATMs) | Charges may apply |
| Monthly Fee | Free | £5 – £15 (tier-based) |
| Rewards | No | Yes (on select cards) |
Eligibility & Application
To apply for a business debit or credit card, you must have an active Business Current Account with South Yorkshire Capital Trust Bank. Required documents include:
- Business registration documents (e.g., Certificate of Incorporation)
- ID and proof of address for all authorized users
- Business bank statements or financial projections (for credit card)
Get Your Business Card Today
Apply online in minutes or visit your nearest branch for assistance.
Apply Online Now or Contact Us to speak with a business advisor.